Get The Mortgage That Fits Your Lifestyle
What is your definition of home? It might be a permanent home, a base camp for life’s adventures or the start of a legacy that can continue for generations. Your mortgage payment may have an influence on your lifestyle, savings and spending patterns, and wealth-building potential.
First Time Home Buyers
First time home buyers , relocating, upgrading – we’ve done it all and can help you make smart choices. Our goal is to make your life easier by providing customized solutions and helpful advice that will keep the focus on what’s important: you.
Our Mortgage brokers are experienced in every city of British Columbia from North Vancouver to Vernon. Speak to one of our brokers today to get your foot in the door to your new home.
Buying Your Next Property?
It’s important to understand all of the financing possibilities open to you when thinking about a second mortgage.
What are some reasons to get a second mortgage?
You want to reduce your debt. A second mortgage can be used to repay high-interest debt (such as credit cards and student loans) so you may devote your attention on a single loan with the potential for a lower interest rate.
You’re looking to borrow for a significant expenditure. Say you need cash to renovate your home or pay for your kid’s education. You can use the equity in your house that you’ve built up with a second mortgage to fund major-ticket items that you may not have money for otherwise.
You’re thinking about purchasing a second property. This might be a cottage, a holiday home, or an investment property. Whatever it is, a second mortgage can assist you in obtaining it.
Get A Mortgage Today & Make Your New House
The more we get to know you personally, the better we can help you create the life you want. We’ll help you to discover an ideal mortgage for you.
Purchase the home of your dreams with integrum mortgage. We’re here to make your mortgage process smooth and easy. We have a variety of mortgage products to choose from, and our experienced lenders will work with you to find the best mortgage solution for your needs. not sure which lenders you can choose from? take a look at our list of mortgage lenders we work with and get started in purchasing your new home today
Refinancing your mortgage allows you to unlock the potential of the equity in your home. Get the cash you need to consolidate debt, do home renovations and turn big plans into a reality. Get a lower interest rate, which would save you money over the life of your loan. You could also switch to a shorter-term mortgage, which would let you pay off your home sooner.
Build a custom home with Integrum Mortgage. We assist you in every step of the process so you can work on whats important, building your dream home for you and your family. If you’re in the market for a new home, why not build your dream home? With Integrum Mortgage, you can get a construction mortgage to finance your project. We have flexible terms and competitive rates, so you can work on your new home without worrying about the cost.
With a large network of reputable private lenders ready and willing to help you purchase your first or second home regardless of good or bad credit. Private lenders offer a wide range of mortgage services, including purchase and refinance loans, home equity loans and lines of credit, and reverse mortgages. Private lenders are often able to provide more flexible lending criteria than traditional banks, meaning they may be able to work with you even if you have less-than-perfect credit. And because private lenders are not beholden to the same government regulations as banks, they may be able to close your loan more quickly.
Some of Our Clients
We were very impressed with the support and updates provided by Kelvin during this process. This process can be frustrating at the best of times and Kelvin always made sure we were informed and given reasons for any delays. Thanks again for all your help.
Kelvin was efficient, kind and patient. We worked through any issues that came up, and communication was fluid and clear. He gave me the best product at the best rate, that suited my refinancing and investment needs.
Amazing service – Kelvin broke all loan jargon down into simple to understand language, he alleviated my anxiety and was in constant contact with me throughout the entire process. Before getting in touch with Kelvin I had been let down by one of the big 4 lenders and one of the major Vancouver home loan providers.
We Specialize In
Read Our Blog
Equity Based Mortgages
What is an Equity Based Mortgage? Equity Based Mortgages allow borrowers to use some of their existing equity as collateral for the loan. This type of loan is
insured mortgage Canada
An insured mortgage is a type of home loan in which the lender is protected against loss if the borrower defaults on the loan. to opt into an insured
insured mortgage vs uninsured mortgage
What is the difference between an insured mortgage and an uninsured mortgage? An insured mortgage is one where the lender has insurance to protect them in case the borrower
Home equity loan bad credit Canada
Many people in Canada turn to home equity loans when they need money for a large purchase or project. If you're considering a home equity loan, it's important to understand
Are you a first-time home buyer in Ontario?
When it comes to home buying, the landscape of high prices for properties in Ontario seems to be the only option for you. But first time buyers are still successful
How do I buy an investment property?
Before buying an investment property, it is important to understand the differences between purchasing a home and an investment. An investment property typically requires more research, due diligence and
Integrum mortgage offers mortgage related products in all major cities of British Columbia Canada. Many of our brokers specialize in cites such as Vancouver, Burnaby, Surrey, Richmond, Abbotsford, Langley, Coquitlam, Kelowna, Delta, White Rock, Victoria, Nanaimo, Kamloops, Chilliwack, Port Moody, Vernon, North Vancouver, Mission, Maple Ridge, Port Alberni and many more.